willwin
09-17 01:48 PM
Not so fast...the bill language clearly indicates that the provisions of this bill will take effect from the first fiscal day of the new fiscal year after this bill becomes an act...so unless this bill is voted by the house and senate and then signed by the President before September 30th, we will not be seeing any benefit until the fiscal year starting October 1st, 2009. After the September session, Congress will convene again in November/December timeframe for a short session. If the bill does not get passed then, then come next January, it will be starting the process all over again as it will be a new year for the Congress. Just like green cards, Congress does not carry over bills from one year to the next.
The effective date could be one of the amendments .... it is changeable.
The effective date could be one of the amendments .... it is changeable.
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indian111
10-08 10:46 AM
You are right in the sense of returns but I am also looking at investing ,not 50 lakhs but small amts. The rturns may not be good but the main reason I think people invest is because of the surity that the land price appreciates more than 50% and be sure your principal is safe compared to stocks or other.
Just my 2 cents .Let me know if somene think otherwise
If an aparment costs 70 lakhs and that is renting for 15 thousand, how does it make sense to invest in it? The return on 70 lakhs at 12%(or 10%) is 7 lakhs/year. That is approx. 60 thousand per month. If you buy an apartment and rent it, it gives you 15 thousand. Don't you see the problem? The return on investment is low, very low. The fact that it is renting only for 15 thousand tells us that it is not affordable for most of the average guys in the city. The theory that there are more demand to snap up 70 lakh, 1 crore apartments is simply not true.
Just my 2 cents .Let me know if somene think otherwise
If an aparment costs 70 lakhs and that is renting for 15 thousand, how does it make sense to invest in it? The return on 70 lakhs at 12%(or 10%) is 7 lakhs/year. That is approx. 60 thousand per month. If you buy an apartment and rent it, it gives you 15 thousand. Don't you see the problem? The return on investment is low, very low. The fact that it is renting only for 15 thousand tells us that it is not affordable for most of the average guys in the city. The theory that there are more demand to snap up 70 lakh, 1 crore apartments is simply not true.
srikondoji
07-18 04:37 PM
I have stayed long enough in United States to say that this Rep is lying.
No mail can take 4 weeks to reach.:eek:
At the most a week but reasonable it will be 3 days.
--sri
service cntr lady said that they sent the applications back. They do not use overnight Fedex like you and me,they use regular mail.and it could take 4 wks too ..so will have to wait again for this? rejection and then refiling the same stuff?
No mail can take 4 weeks to reach.:eek:
At the most a week but reasonable it will be 3 days.
--sri
service cntr lady said that they sent the applications back. They do not use overnight Fedex like you and me,they use regular mail.and it could take 4 wks too ..so will have to wait again for this? rejection and then refiling the same stuff?
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fatnslow
06-19 12:39 PM
Just wondering, how do you actually skin it? New layers etc, how do you apply colors etc etc. Just a small question from a PS noob :P
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rimzhim
02-07 12:10 PM
And not just because I am from EB-3 ROW.
But, because everything that I have learnt seems to indicate that EB-3 ROW is getting a lot of visa numbers. So why the hell would it be stuck??
because there is a very large number of ppl in EB3-ROW.
But, because everything that I have learnt seems to indicate that EB-3 ROW is getting a lot of visa numbers. So why the hell would it be stuck??
because there is a very large number of ppl in EB3-ROW.
fatjoe
10-01 03:48 PM
It would take at least 45 days. You will always get about a month's notice for the interview. As per my case, I got a notice on March 10, 2009 that my case was transferred to NBC and that I would have to attend an interview at local office. I got the interview notice around May 15th for the interview scheduled on June 25th.
Hard and Soft LUD recently stating case moved to local office. Does anybody has any idea on timeframe for interview call? Dates being current I want it asap.
Hard and Soft LUD recently stating case moved to local office. Does anybody has any idea on timeframe for interview call? Dates being current I want it asap.
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mpadapa
09-17 11:00 AM
Both DOS and USCIS do believe the recap bill is going to improve their efficiency. They had made it very clear in the Immigration subcommittee hearing on "wasted visas" held on Apr 30.
They might got feed back from DOS and USCIS also.
I hope DOS and USCIS give positive feedback to recapture visas.
They might got feed back from DOS and USCIS also.
I hope DOS and USCIS give positive feedback to recapture visas.
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gimme_GC2006
08-25 10:40 PM
I have had v.bad experience with them ..don't open a account there ..they will harass you like anything to send this documents and that ..for me they did the same and kept my money for 9 months without paying any interest. I will post the email that I had recd from them . they even misplaced the draft which had my principal
I took visitors health insurance from ICICI Lombard.
There was some typo in the date of birth ( my mistake actually)..so I wanted to correct it..The callcenter ppl told me that once policy is issued you cannot make any changes to it..they advised me to cancel the policy online and buy another one..they will return the money for cancelled one.
So I cancelled the policy and took another one.
They sent the cheque to my parents house after couple of weeks for the cancelled policy and they deposited it to ICICI Bank account.
Now the fun starts..the money never came into my account.
For the next 8 months, I was BBQ'd, did a sheek-kebab of myself without any use.
Finally, I got every email ID that ends with @icicibank.com and whereever there is @icicixxx.com and sent out an email blasting everyone..then also sent an email to icici bank manager from my online service manager.
Finally I got a response saying they deposited the amount already 8 months ago..I was so pissed off..I took a screen shot (.bmp) of my account for that period asking them why cant I see the transaction here..
then after a week, they emailed me saying, the amount was deposited to wrong account..means someone elses account..LOL..
:D:D:D:D
I havent seen such a Luchcha bank..:p
I took visitors health insurance from ICICI Lombard.
There was some typo in the date of birth ( my mistake actually)..so I wanted to correct it..The callcenter ppl told me that once policy is issued you cannot make any changes to it..they advised me to cancel the policy online and buy another one..they will return the money for cancelled one.
So I cancelled the policy and took another one.
They sent the cheque to my parents house after couple of weeks for the cancelled policy and they deposited it to ICICI Bank account.
Now the fun starts..the money never came into my account.
For the next 8 months, I was BBQ'd, did a sheek-kebab of myself without any use.
Finally, I got every email ID that ends with @icicibank.com and whereever there is @icicixxx.com and sent out an email blasting everyone..then also sent an email to icici bank manager from my online service manager.
Finally I got a response saying they deposited the amount already 8 months ago..I was so pissed off..I took a screen shot (.bmp) of my account for that period asking them why cant I see the transaction here..
then after a week, they emailed me saying, the amount was deposited to wrong account..means someone elses account..LOL..
:D:D:D:D
I havent seen such a Luchcha bank..:p
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s_r_e_e
06-25 06:10 PM
are there daily limits for ICICILombard in case of hospitalization ? I couldnt find it any where in their site.
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sdrk
07-19 10:41 AM
Since, just about everyone benefits some way or the other from this forum, why not charge a regular fee.
And start paying back the monies spent by the core team.
And start paying back the monies spent by the core team.
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coolest_me
05-08 06:40 PM
One more thing, I couldn't find any visitor insurance comp that covers the Pre Existing condition for visitors.
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rangaswamy
08-26 02:30 PM
Since this discussion has been going on for 5 pages, i thought ill add my 2c.
Firstoff i haven't gone through all 5 pages so if someone already mentioned this, please don't jump on me. You can create an SBI account called SWIFT account. They will give you an account number and a SWIFT code for the bank.
You can then initiate a wire transfer from any bank in the US. They charge a flat rate of around 35-45$. The good part is, you can have the money sent in $ to your local account. They say it takes 3 days but it never takes more than one day for me.
The money is saved in FD as dollars and earns you interest if you leave it for 11 months. If you need to convert it any time, you have to forgo the interest (as with any FD) and you can get the closing exchange rate of the previous day.
This has many advantages
1) one simple fee of 35$
2) In case you want to bring back the money to the us, since it is kept as dollars, you can transfer it back without any hassle. (To keep it in dollars , you may have to provide this as a special instruction)
3) Folks back home have control on exchange rate, they can cash it any time it is high
4) Takes less than a day in most cases.
If you do the math, you will see that this is better than icici when you are sending 4000$ or more approx. icici does not take fees upfront but they always give you almost 50p less than exchange rate.
I have used this 4 times so far and its very reliable.
Thanks.
Firstoff i haven't gone through all 5 pages so if someone already mentioned this, please don't jump on me. You can create an SBI account called SWIFT account. They will give you an account number and a SWIFT code for the bank.
You can then initiate a wire transfer from any bank in the US. They charge a flat rate of around 35-45$. The good part is, you can have the money sent in $ to your local account. They say it takes 3 days but it never takes more than one day for me.
The money is saved in FD as dollars and earns you interest if you leave it for 11 months. If you need to convert it any time, you have to forgo the interest (as with any FD) and you can get the closing exchange rate of the previous day.
This has many advantages
1) one simple fee of 35$
2) In case you want to bring back the money to the us, since it is kept as dollars, you can transfer it back without any hassle. (To keep it in dollars , you may have to provide this as a special instruction)
3) Folks back home have control on exchange rate, they can cash it any time it is high
4) Takes less than a day in most cases.
If you do the math, you will see that this is better than icici when you are sending 4000$ or more approx. icici does not take fees upfront but they always give you almost 50p less than exchange rate.
I have used this 4 times so far and its very reliable.
Thanks.
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jimytomy
04-23 06:24 AM
Did you get finger printing notice? You did not mention that in the porting process.
No, I did not get get finger printing notice .
Thanks,
Jimytomy
No, I did not get get finger printing notice .
Thanks,
Jimytomy
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munnu77
03-08 05:09 PM
desis will never change
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mariner5555
11-03 05:19 AM
What is this reverse brain drain ? there is no such thing - folks who are here are going to hang on tooth & nail to stay here come hell or high water - the only ones who are going back are the ones who have no other option. That is not true. In fact I would say that many people who leave have lot of guts. they may have other priorities like family, social etc. I know many naturalized US citizens who have sold their homes and are / about to go back. some IITians left because of green card issues (one of my friend tried to apply ..company was laying off H1B's ..he moved to NY financial company and now is in India at higher post. in the end it is priorities that you have in life.
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GCard_Dream
01-31 12:55 PM
I talked to my lawyer today about what he thought about this new development and he indicated that there might a court challenge to this new rule. Now from a lawyer's and employer's point of view, I can understand their frustration and they certainly have the money to drag this thing in the court for a while but the question is will they? And if they decided to go to court, will the new rule be halted until a decision is made by the court? He indicated that the least the lawyer's and employer's might accept is to exclude the existing approved labors from being affected by this new rule.
Let's all hope that they don't succeed; otherwise this new rule won't help us as much as it could.
Let's all hope that they don't succeed; otherwise this new rule won't help us as much as it could.
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Dhundhun
10-17 06:20 PM
Wonderful with BOA!!! but always looked bitter due to high wire transfer fee.
4-9 years ago, when used to send large amounts ($4000, my family was in India), I used BOA because I had bank account with them. They would charge me US$45 per transaction. Seeing that others are charging $10 or so, I reached Manager about such descripency. He explained that after taking $45, BOA becomes my representative and works in my best interest. He showed that last conversion rate was $1.50 more than any bank published rates in India on that date. So I made effectively $40-50 even after paying us $45. BOA manager explained that they gave Times Bank Indian Rupee. Had they given US$, Times Bank would have eaten all the profits.
With others money transfer agencies:
#1. I always got approx. $1 less than published rates.
#2. There has been delays
#3. They have deleberately taken more number of days to do transaction on that day, when rates were worst.
I never lost money by sending through BOA, it used to be $4000-5000. But since BOA charges $45, I could not use their services for money less than $2000.
$45 had made trustworthy partner, free/$3/$5/$10 made stealing partners.
4-9 years ago, when used to send large amounts ($4000, my family was in India), I used BOA because I had bank account with them. They would charge me US$45 per transaction. Seeing that others are charging $10 or so, I reached Manager about such descripency. He explained that after taking $45, BOA becomes my representative and works in my best interest. He showed that last conversion rate was $1.50 more than any bank published rates in India on that date. So I made effectively $40-50 even after paying us $45. BOA manager explained that they gave Times Bank Indian Rupee. Had they given US$, Times Bank would have eaten all the profits.
With others money transfer agencies:
#1. I always got approx. $1 less than published rates.
#2. There has been delays
#3. They have deleberately taken more number of days to do transaction on that day, when rates were worst.
I never lost money by sending through BOA, it used to be $4000-5000. But since BOA charges $45, I could not use their services for money less than $2000.
$45 had made trustworthy partner, free/$3/$5/$10 made stealing partners.
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alapkd
08-26 10:37 AM
Banking service is still way behind in comparison to US institutions. ICICI has to compete with nationalized banks in terms of competency and customer service so they surely do better but it is highly openly discriminatory depending on how valuable they think you are to them. Something that exists here but is very transparent. But I am sure ICICI has engaged in many questionable practices from marketing to collection, there have been some lawsuits as well against them.
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mrdelhiite
07-16 10:46 AM
Done.
-M
-M
EkAurAaya
11-02 10:54 AM
1) We can go back; need not pretend if we think we have the brains
2) If you go "your GC misery is over". After that "A new beginning for you and this society"
3) If you don't go back you don't lose credibility. You just prove that you want to live here no matter what. Eveyone has the right to make his choice based on what works out well for him/her
4) For those who voted "yes" I think they know what they want in life and why they are here. No matter what the conditions are here or anywhere they will make the right choices instead of expecting someone else to control their lives.
The counter point is "Lobbying is not the only path to our freedom and independence"
Like you mentioned pointing out people and there posts is not required ( if you think that is a smart threat and expect people to backoff) because everyone can search every post of the other person if they want to do so.
FOR ALL THOSE WHO VOTED YES - IF WE HAVE ENOUGH NUMBERS WE CAN CHARTER A A380 OR TWO DREAMLINERS ONE FROM THE EAST COAST AND ONE FROM THE WEST COAST WITH STOPS IN DIFFERENT COUNTRIES TO DROP OFF PEOPLE. IT HELPS US, AIRBUS/BOEING AND THE "NO" SAYERS WAITING FOR THEIR GC'S. THIS WOULD BE FOR SURE A BIG EVENT IN THE HISTORY.
I am not against IV and its goals or against any views or opinions of people. It is a free world, but if we want to pay a price for that we can do so in many ways. e.g. Waiting for GC.
I don't think you will understand this but i will give a simple explanations...
it is not easy for people to pack up and leave when you have family/kids assimilating in the system (forget your "status" for a minute - people living here don't want to move to a different town (forget state) because their kids are in school) <<< this has nothing to do with how brainy you are (in fact it will be stupid to just pack up and leave). Oh and not to forget... i want SS/Medicare when i retire, i paid for it ;)
However I can guarantee you 80% (if not 100%) of IV members with PD < 2004 would have return if they had to restart the process of GC (too late for that we all have 485 applied and AC21 is around the corner ;))
And to answer your question about brain drain... it will happen if immigration is not fixed, if it takes 10-15 years to immigrate then people with naturally opt to get out of here before they are neck deep (like us 7-10 years) in the system.
But really Please Please Please do set an example by going back for good... I already explained the net result of you going back in my previous post ;)
Request: Mods I think this stupid thread does not belong here, please delete it... gjoe can take his agenda some place else to rally some support (perhaps in some anti-immigrant website).
2) If you go "your GC misery is over". After that "A new beginning for you and this society"
3) If you don't go back you don't lose credibility. You just prove that you want to live here no matter what. Eveyone has the right to make his choice based on what works out well for him/her
4) For those who voted "yes" I think they know what they want in life and why they are here. No matter what the conditions are here or anywhere they will make the right choices instead of expecting someone else to control their lives.
The counter point is "Lobbying is not the only path to our freedom and independence"
Like you mentioned pointing out people and there posts is not required ( if you think that is a smart threat and expect people to backoff) because everyone can search every post of the other person if they want to do so.
FOR ALL THOSE WHO VOTED YES - IF WE HAVE ENOUGH NUMBERS WE CAN CHARTER A A380 OR TWO DREAMLINERS ONE FROM THE EAST COAST AND ONE FROM THE WEST COAST WITH STOPS IN DIFFERENT COUNTRIES TO DROP OFF PEOPLE. IT HELPS US, AIRBUS/BOEING AND THE "NO" SAYERS WAITING FOR THEIR GC'S. THIS WOULD BE FOR SURE A BIG EVENT IN THE HISTORY.
I am not against IV and its goals or against any views or opinions of people. It is a free world, but if we want to pay a price for that we can do so in many ways. e.g. Waiting for GC.
I don't think you will understand this but i will give a simple explanations...
it is not easy for people to pack up and leave when you have family/kids assimilating in the system (forget your "status" for a minute - people living here don't want to move to a different town (forget state) because their kids are in school) <<< this has nothing to do with how brainy you are (in fact it will be stupid to just pack up and leave). Oh and not to forget... i want SS/Medicare when i retire, i paid for it ;)
However I can guarantee you 80% (if not 100%) of IV members with PD < 2004 would have return if they had to restart the process of GC (too late for that we all have 485 applied and AC21 is around the corner ;))
And to answer your question about brain drain... it will happen if immigration is not fixed, if it takes 10-15 years to immigrate then people with naturally opt to get out of here before they are neck deep (like us 7-10 years) in the system.
But really Please Please Please do set an example by going back for good... I already explained the net result of you going back in my previous post ;)
Request: Mods I think this stupid thread does not belong here, please delete it... gjoe can take his agenda some place else to rally some support (perhaps in some anti-immigrant website).
rimzhim
02-07 12:05 PM
Thank you for your elaboration.
How do you know that all the unused visas go to EB3 before go to EB2?
Even if the immigration reform happens, will it take effect next year or sometime later? How come my PD can become current immediately once the immigration reform happens?
thanks
as soon as the president signs on the SKIL bill, it will become a law, and uscis will implement it within 24 hours. However, regarding your point about PD becoming current immediately: since many MS degree holders are in EB2, their PDs will become current immediately. So uscis will be able to move EB3 very fast. If it doesn't happen immediately, it will happen within a couple of months.
How do you know that all the unused visas go to EB3 before go to EB2?
Even if the immigration reform happens, will it take effect next year or sometime later? How come my PD can become current immediately once the immigration reform happens?
thanks
as soon as the president signs on the SKIL bill, it will become a law, and uscis will implement it within 24 hours. However, regarding your point about PD becoming current immediately: since many MS degree holders are in EB2, their PDs will become current immediately. So uscis will be able to move EB3 very fast. If it doesn't happen immediately, it will happen within a couple of months.
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